“May makes everything new” is a saying that means that nature then completely renews itself. In March 2023, home building subsidies will be completely overhauled, as will other aspects of house building. An overview.
Promotion of new construction from 2023
The new building subsidy will start on March 1st with the new “climate-friendly new building” program. Only efficiency houses 40 that emit a maximum of 24 kg CO₂ per square meter and year are funded.
The entire life cycle of the building is considered, i.e. the greenhouse gas emissions during construction, operation and dismantling of the house. Funding is provided with a low-interest loan of up to EUR 100,000 per residential unit. Houses with the Sustainable Building (QNG) seal of quality receive up to 150,000 euros.
From June 2023, families with low incomes in particular will also be able to benefit from low-interest KfW-Credit benefit. In concrete terms, this means that families with at least one minor child and a maximum taxable annual income of 60,000 euros (plus 10,000 euros for each additional child) are eligible for funding. According to the current tax statistics, that is almost 75 percent of households. Equally certain: responsibility for this will no longer lie with the Federal Ministry for Economic Affairs and Climate Protection (BMWK), but with the Federal Ministry for Building (BMWSB).
New building from the turn of the year
Since November 1, 2020, the Building Energy Act (GEG) has regulated the requirements for the energy quality of buildings. On January 1, 2023, a decisive and momentous change came into force. It stipulates that the permissible annual primary energy requirement must be reduced from the previous 75 percent of the reference building to 55 percent now. The bottom line is that this change in the law means that every new building must be at least an efficiency house 55, which is the new standard for the time being.
Building interest 2023
It is true that a forecast of building interest rates for 2023 is a difficult undertaking because so many different factors, such as high inflation, sometimes have a very short-term impact on the development of building interest rates. But for 2023, the experts across the board are very much in agreement that interest rates will tend to rise at least in the first six months. So anyone who finances their new building should seek precise advice and secure favorable conditions and interest rates, for example with a forward loan, or think about fixing interest rates for as long as possible.
Heating from the turn of the year
After 30 years, the end for certain oil and gas heating systems, at least that’s what the Building Energy Act (GEG 2020) stipulates. So if you have a boiler in the basement that was installed before 1992, you may have to throw it out. Constant-temperature boilers that run on oil or gas definitely have to go. Low-temperature and condensing boilers are not covered by the regulation. But no rule without exception. The owners of detached and semi-detached houses who have lived in their property for a long time are generally exempt from the replacement obligation. At the latest when there is a change of ownership, however, an exchange is due.
Fireplaces in the New Year
The rumor persists that for “small and medium-sized firing systems” (meaning: fireplaces & Co.) the furnace could literally be out in the coming years. The good news for 2023: No, that’s not true. According to the Federal Immission Control Ordinance (BImSchV), stoves built by 2010 have until the end of 2024. And not every oven has to suffer, only those that exceed defined limit values. Incidentally, open fireplaces are an exception to this rule.
Photovoltaic from 2023
2023 will be omitted Financial support for photovoltaic systems as part of the promotion of efficiency houses. In return, anyone who has used this has forgone an EEG payment (the so-called feed-in payment for solar power that they do not need themselves). For builders the deletion does not necessarily mean bad news, because the EEG 2023 will significantly increase the feed-in tariff for electricity from PV systems. Against this background, a purchase is definitely worthwhile.
Solar obligation from the New Year
Baden-Württemberg already relies on renewable energies and already has the solar obligation, many other federal states want to follow suit in 2023. In general, all new buildings in Hamburg must be equipped with a photovoltaic system in the new year. In Berlin, both the owners of new buildings that are to be used commercially and the owners of new residential buildings are obliged to equip the roofs with a solar system from January 1, 2023. Bremen has already initiated something similar, but the authorities in the Hanseatic city are still examining it plans. In the coming year, Rhineland-Palatinate and Lower Saxony will only demand solar energy for new commercial buildings.
You can find more on the subject of house and construction in every issue of my beautiful home.